6 Best American Express Credit Cards of 2022

Dec 08, 2023 By Susan Kelly

American Express credit cards are some of the most popular in America due to their flexible rewards program. However, if you're looking for a specific type of card, it may be tough to find because there are almost too many different kinds to choose from.


To help ease this stress, we have compiled a review that will allow you to easily compare all American Express credit cards at once. Here is our ranking of the best Amex Cards of 2022:


#1: American Express® Business Gold Card


Annual Fee: $0 intro for the first year; $295 after that.


Rewards: 4x points on purchases at AmexTravel.com for the first $150,000 for one year and then 1 point per dollar spent on purchases.


Benefits: Up to 25 % credit points back while booking flights, up to a $3,000 hotel credit for qualifying charges paid by the card at participating hotels, as well as a free additional Gold Cardmember. Also includes access to Amex Fine Hotels and Resorts.



#2:Blue Cash Preferred® from American Express


Annual Fee: $95 per year ($0 for the first year)


Rewards: 6% cashback on up to $6k in purchases per year at US supermarkets (up to $6000); 3% cashback at US gas stations; 1% cash back on other purchases with no limits.


Benefits: Up to $200 protection for purchase of mobile phones; baggage delay insurance; roadside assistance car rental loss &' damage insurance; travel accident insurance.


#3: Amex Everyday Preferred Card


Annual Fee: $95


Rewards: 3x points on purchases at US supermarkets, 2x points at US gas stations, and select department stores with no limits on each category. 1x point on all other purchases.


Benefits: American Express offers a $100 monthly statement credit for spending $1,000 or more in purchases with the card that month. Enrolling in the program is free. Also includes up to a $120 annual fee credit for Uber and unlimited Boingo Wi-Fi access. There's also complimentary benefits for Global Entry ($100) and TSA Precheck ($85).


#4: Amex EveryDay Card


Annual Fee: 0


Rewards: 2x points at US supermarkets up to $6,000 per year in purchases; 1x point on all other purchases.


Benefits: You can receive a 20% statement credit for making 20 purchases with the card every month. There are also no limits on spending categories, free monthly FICO scores, and complimentary benefits for Global Entry ($100) and TSA Precheck ($85). No foreign transaction fees. Additional user(s) can be added for no extra fee too.


#5: Hilton Honors American Express Ascend Card


Annual Fee: $95


Rewards: 12x points per $1 spent at Hilton properties, 6x points on purchases at US restaurants, supermarkets, and gas stations with no spending caps or expiration dates. 3x points on all other purchases.


Benefits: Complimentary Hilton Honors Gold status as well as a free weekend night award after you spend $15,000 in a calendar year. A complimentary 15 elite night credits each membership year, which you can earn up to 2 credits a day through stays or 25 a year by starting your stays with your card. No foreign transaction fees and payment due dates fall on the same date every month, so it's easy to remember, making late fees less likely.



#6: Wells Fargo Propel American Express® Card


Annual Fee: 0


Rewards: 3 points per $1 spent on dining; 3 points per $1 spent on gas; 3 points per $1 spent on travel including flights, hotels, car rentals, and homestays; 1 point per $1 spent on all other purchases. Points are worth 25% more if redeemed for airfare, hotels, car rentals, and cruises through Wells Fargo Go Far Rewards.


Benefits: The 25% rewards bonus makes it easier to maximize your earnings with no limit on the number of rewards earned. You also get up to a year of free FICO® Credit Score access when you sign up for a Wells Fargo Credit Card, including other benefits like extended warranty, price protection &' ID theft resolution services. Lastly, there is no Annual Fee and 0% intro APR on purchases and balance transfers for 12 months.


Takeaway:


So, are you ready to get your credit card game on? We hope this guide has helped make it easier for you to choose the best American Express Credit Card for 2022. Remember that all points and miles expire after 12 months unless they're used in time, so if there is a specific reward or offer that interests you most, be sure to use them before their expiration date!

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