Best Credit Cards for Airbnb

Dec 05, 2023 By Triston Martin

With a wide range of homes available for rent and amazing experiences worldwide, Airbnb has become a popular choice for travelers. If you're an avid user or have a trip in the near future, you can save money by acquiring one of the top Credit cards to use with Airbnb. Unlike many other travel firms, Airbnb doesn't have its own credit card. However, you can find a wide selection of different travel credit cards which earn bonuses on Airbnb bookings and can even be used to pay for the cost of accommodation and other experiences. We've looked through a variety of choices to present our top choices.


· Chase Sapphire Reserve


The Chase Sapphire Reserve is a metallic card that is shiny and offers many benefits for frequent Airbnb users, including an excellent sign-up bonus and 3X the points earned on dining and travel purchases. Be sure to pay the annual $550 fee to get the benefits.



· Chase Sapphire Preferred(r) Card


Earn 60,000 bonus points when you've spent $4,000 on purchases within the first 3 months following the date of account opening. It's $750 for travel when you redeem your points through Chase Ultimate Rewards(r). Get bonus rewards on many most popular spending categories, including travel and dining, which is $95. 2 points back for each dollar spent on travel, including Airbnb purchases and other rewards regularly. One cent for every mile when you redeem the cashback. This is able to be used towards Airbnb purchases.


· Bank of America(r) Travel Rewards credit card


Bonus points of 25,000 on the internet when you have made at least $1,000 worth of purchases within your first 30 days following the account's opening. It could be a statement credit of $250 towards travel expenses. 1.5 points for every dollar spent on purchases. 1.5 points back for each dollar spent on any purchase, including Airbnb purchases. 1.5% per mile for redeeming as a credit on your travel statement for Airbnb purchases or other expenses that qualify. You might be able to get a better rate of redemption if you're eligible under the Bank Of America(r) preferred Rewards program.


· Bank of America(r) Premium Rewards(r) Credit Card


It offers an attractive welcome bonus. You will earn 50,000 reward points (worth $500) after spending $3,000 within your first 30 days following opening your account. Additionally, it helps users accumulate points quicker by giving you 2X points per dollar spent for dining out and travel.


· Capital One Venture Rewards Credit Card


It is a good card for frequent travelers because it lets you earn points towards travel points for all your purchases (as in, everyone). Venture miles can be redeemed in a variety of ways. The way they can be used and can be used the miles at any airline, hotel, or even Airbnb.



Rewards from Airbnb


When Airbnb is your preferred platform that you prefer to book your vacation, it's a good idea to have an account with an excellent reward rate for those purchases. There isn't a single credit card that offers bonus points only on purchases made via Airbnb. There are several travel credit cards that have the travel category as one among their bonuses. Airbnb is almost always considered one of these cards. Credit cards provide competitive rates for points and miles, like 2 points per dollar, when you purchase. A card with this type of rate could be a great option. Even without bonus points, it can make a decent amount from the amount you spend.


Bonus for Signing Up


Many travel cards offer a sign-up bonus. It is sometimes referred to as a welcome bonus. Cardholders who have completed the requirements (usually only a minimum spending requirement) receive bonus travel reward points. It's always worthwhile to look at incentives for signing up when choosing the right credit card. The most lucrative sign-up bonuses could be worth more than $500, making this one of the most lucrative perks the credit card company provides. The sign-up bonus on your card could be enough to pay for your Airbnb booking in full.


Annual Fee


Annual fees are typical for travel credit cards and usually are between $90 and $450. However, that doesn't mean that a card with an annual fee is the only choice. There are several great travel credit cards that come with no annual fees if that's what you're looking for. They are a great option if you're planning to add authorized customers to your credit card, and you do not want to shell out extra for the privilege. If you are a frequent traveler, it's worthwhile to be open to any option. Travel cards that annual charge fees typically compensate for their costs by the additional advantages they provide. It is possible that, even after taking into account the annual cost of a card, it's still cheaper cash than a card with no annual fee.

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