Best Credit Cards no Credit History in 2022

Feb 01, 2024 By Triston Martin

Since you don't even have any credit record, that doesn't say you can't or do not have a credit card. In reality, getting your first credit card could be an excellent way to start building your credit record. One of the first steps is to find the appropriate card for you. It's made for somebody like you. As someone who hasn't had any credit record at all, you might wonder whenyou can get a credit card. The excellent thing is that there are a lot of credit cards for persons who have no credit record. Here we will see the best credit cards with no credit historyto choose from.


There are many good options for people who want to open a credit card account but don't want to check their credit. The OpenSky is one of the finest. As a safe place, you'll have to throw aside some funds up the right side as a down payment to start. With a yearly subscription of $35, the OpenSky is a good choice for someone who doesn't have good credit. The card reports to everyone's credit reporting agencies so you can build your credit record. You'll have to pay to keep it going or shut it when you look for improved cards because it has a yearly fee. In this ranking, you'll discover good alternatives if you're inclined to go through a background check.

Discover it

Those with no credit history will like the Discover it Student Cash Back. It lets you get 5% money back on buying items at various spots each quarter, such as E-commerce websites, supermarkets, restaurants, petrol stations, and then when you pay with PayPal. You can also get 1% money back on most other buyers.

Discover also has an "Unlimited Cashback Match." This is a deal that only applies to Discover, though. At the finish of your first period, Discover would then automatically resemble all the money back you've received. This is a great deal! So you could get $50 cashback. Or you could make $100 into $200. You don't have to spend a certain amount of money or get a certain amount of money back.


The Deserve EDU Mastercardfor Students, as the title suggests, is for people who don't have good credit. A Mastercard for onlystudents called the Deserveis a good destination for foreign individuals who intend to go touniversity or college throughout the United States because it doesn't need an SSNto registerfor. There's no additional charge; also,you'll get 1% money back on every purchase you make for the rest of your life. You'll often get a free year of Amazon Prime Student, which can help you save money from other sources.

Capital One

The Capital One Platinum Credit Card is a great choice for people who don't have a lot of credit. With a $49 payment, you can get credit lines that start at $200. This doesn't charge customers, so you can get credit lines that begin at $200 with a $49 deposit. Only when you always have a Capital One checking and savings account you might want to think about registering for the Capital One Platinum Secured Credit Card. You might be more likely to get your paperwork done unless you have a Capital One checking and savings account. Capital One checks your account automatically every month after six months. If you pay the bill, you might well be able to get a bigger line of credit after only six monthsthat could assist your credit rating.

Chase Freedom

This could be an excellent way to create a connection with Chase Bank, which could unlock the door to applying for another of Chase's cashback rewards bank cards. The Chase Freedom Student credit card is for people who are students. It's the solocredit card on our ranking that doesn't charge a fee every year, and it comes with a welcome gift that you get right away. You'll get a $50 reward after you make your first purchase during the first three months onceyou open your account. Chase may raise your credit card limit only when you make five on-time installments in the first ten months of your account.


Because your three-digit credit rating is essential, there are a few credit cardsthat don't care about it too much. Some banks have started giving credit cards to individuals who don't have a credit rating because they can show how financially healthy they are in other aspects, like providing the bank information about their savings and checking accounts. This is called a "good credit score."

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