Choice Privileges Visa Signature Card Review

Feb 10, 2024 By Susan Kelly

If you're looking for a great travel rewards card, the Choice Privileges Visa Signature Card is a great option. It offers many perks and benefits, including bonus points for each dollar spent, no foreign transaction fees, and more. In this Choice Privileges Visa Signature Card review, we'll take a closer look at all the features and benefits that come with this card. So if you're ready to start earning rewards on your everyday purchases, the Choice Privileges Visa Signature Card is definitely worth considering!


Overview


The Choice Privileges Visa Signature Card is a hotel rewards credit card that offers cardholders great rewards and benefits when they stay at Choice hotels. This card is a great option for anyone who travels frequently and wants to earn rewards for their hotel stays.



Rewards


The Choice Privileges Visa Signature Card offers members 15x points for every $1 spent at a Choice hotel and 2 points for every $1 spent on other purchases. Plus, new members can earn 32,000 bonus points after spending $1,000 in the first 3 months of account opening. That's enough for a free night at any Choice hotel!


Pros


The Choice Privileges Visa Signature Card is a great option for those looking for ways to save on their everyday purchases. In addition to the great rewards, the Choice Privileges Visa Signature Card also comes with many other benefits. These include a complimentary room upgrade when available and a waived fee for foreign transactions.


This card offers users many different benefits, including:


  • A 0% introductory APR on balance transfers for the first 15 months. You must transfer the balance within 45 days after opening your account to get the promotional APR.
  • A rewards program that allows cardholders to earn points towards free hotel stays and other travel-related expenses
  • No annual fee
  • 8,000 points for each anniversary stay (if you spend 10,000 throughout the year)
  • You will earn 32,000 points if you spend $1,000 in the first 3 months of opening your account (these points are sufficient to redeem 4 free nights)


The Choice Privileges credit card has many other benefits as well. These include travel accident insurance, baggage insurance, car rental insurance, and purchase protection. There is no annual fee for this card, and it comes with a 0% introductory APR for the first 15 months of purchases. After that, the APR will be 15.99% - 24.99% variable.


So, if you're looking for a solid rewards card that doesn't charge an annual fee, the Choice Privileges Visa Signature Card is a great option. Be sure to compare this card with other rewards cards to find the one that best suits your needs.


Cons


  • They don’t provide any cashback options
  • They charge a 3% foreign transaction fee
  • If you don't stay at Choice hotels, it may not be the best value option for you.
  • The points may be expired after 18 months of inactivity
  • They don’t offer any APR for new purchases.


Redeem Options


One of the best features of this card is the redemption options. Choice Privileges members can redeem points for free nights at any of over 6,000 Choice hotels worldwide, or they can choose to use their points for other rewards like airline tickets, gift cards, or merchandise.



If you're looking for a rewards card with no annual fee and plenty of redemption options, the Choice Privileges Visa Signature Card is a great choice.


Security Features


The Barclays and Visa Global Customer Care Services provides Choice Privileges Visa Signature Cardholders with $0 fraud liability and makes it easy to report a lost or stolen card by calling.


Elite Gold Membership status


Choice Privileges credit cardholders get the best with their Elite Gold Membership status. This special membership offers perks like 10% more points each time you stay at an eligible hotel, dedicated phone lines for reservations, and customer service in addition to free snacks or drinks upon arrival!


ChoiceHotels.com discounts


The Choice Hotels reward program includes over 7,000 properties. You can use points to book these rooms on the choice hotel's website or through their mobile app and get exclusive discounts not available anywhere else!


Other cards to pair up


The Choice Privileges Visa Signature Card offers many ways to redeem your points, but it's not the best card for cashback. Pairing up with another excellent option like Chase Freedom Unlimited®, which has no annual fee and attractive reward rates, can help you save even more money! For example, you'll get 5% on travel purchases at restaurants or gas stations; 3%.


Linking your Choice Hotels account with other programs is a great way to maximize benefits. For example, if you're an Amtrak Member, then it's possible for privileges members can link their accounts and earn 250 miles per stay at one of our hotels! You could also do this by using United MileagePlus, offering additional discounts.

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