World of Hyatt Credit Card

Jan 11, 2024 By Triston Martin

The World of Hyatt Credit Card provides various advantages for tourists staying at Hyatt hotels. When the credit card is approved for the card, cardholders will receive Hyatt's lower-tier Discoverist status. Cardholders will also receive five nights of qualifying to earn elite status at higher levels and will earn two qualifying nights per $5,500 that is spent on the card, with no limit to the amount of status earned.


Upon renewal, cardholders are given an unrestricted hotel night voucher, valid for Categories 1 through 4 Hyatt hotels. This will typically cover the cost of having the card as it is utilized. The second night of complimentary nights is possible with a minimum of $15,000 spent in one calendar year. Tourists can cut costs by paying no foreign transaction fee and free luggage delay protection, baggage reimbursement for lost items, trip cancellation, and travel interruption coverage.


Earning Points


The card provides generous point earning on Hyatt purchases; you can earn as much as 9 points for every $1 you spend at Hyatt, 4 Bonus Points for every $1 you use your card in Hyatt hotels, and 5 Base Points for every $1 spent at Hyatt as you become a World of Hyatt member. As a member, you'll also earn two points for every $1 you spend eating out, travel booked through airlines, gym memberships, transportation, and commuting.


What's the earning rate compared with other hotel credit cards? While certain hotel credit cards offer brands like Hilton Honors and Marriott Bonvoy more points per dollar you spend on hotel stays and other purchases. It's important to be aware that Hyatt points generally cost more. For instance, World of Hyatt points is between 1 and 2.5 cents on average, while Hilton Honors points and Marriott Bonvoy points are worth around 0.5 cents each.


Redeeming Points


In terms of redemption of hotel stays for Hyatt points, it's crucial to remember that Hyatt offers fewer hotels to choose from compared to other loyalty programs at hotels. In reality, the hotel chain currently includes 20 leading brands, with over 950 properties spread across 67 countries across 6 continents. Compare that to that of the Marriott Bonvoy program, which has more than 7,000 properties worldwide.


Luckily, complimentary nights at Hyatt properties aren't expensive to get, and Hyatt offers a wide range of exclusive properties that you can use points to redeem. A Hyatt award night can be as low as 5000 points (for several beautiful properties). While a standard hotel room at a luxurious hotel, such as The Lodge at Kukui'ula in Hawaii, costs a reasonable 40k points.



Annual Free Night Certificate


The greatest benefit you get with this World of Hyatt card comes from the free night certificate you receive each year in a Category 4 Hyatt hotel. You'll be able to redeem it every anniversary of your account. This alone is worth more than the card's annual $95 cost. Additionally, you'll get a second free night after spending $15,000 over a calendar year.


Elite Status


The five levels for Hyatt's elite status include Member, Discoverist Globalist, Explorist, and Lifetime Globalist. You'll automatically be granted Discoverist status by simply having the card. It includes benefits like early check-out, preferred rooms, and the chance to earn 10% points for purchases with qualifying purchases.


The top-tier Hyatt status is highly useful, yet it's also difficult to attain. But, by 2021, it's simpler to increase your status by acquiring elite qualifications cut in half and offers abundant. You can also earn nights towards status when you use the card. The rate is two nights for every $5,000 you spend using the card. The amount of spending could earn you six elite nights towards Hyatt status In addition to the bonus points and the second category 1 - 4 reward.


Suggested Credit Score


We suggest applying to The World of Hyatt Credit Card with a FICO(r) score of at least 670 since it targets people with high credit scores. It's possible to be approved with a lower credit score; however, it's not as likely. Alongside determining your credit score, another aspect that determines whether you're approved is the amount of credit cards you've opened within the last 24 months. This is a co-branded card from Chase and Hyatt. The Chase 5/24 rule could mean you'll probably be denied if you've opened five or more cards in this time frame.


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