The Citi Double Cash is a cashback credit card that allows cardholders to earn rewards on every purchase. It offers a unique rewards structure in which cardholders earn 1% cash back when they make a purchase and an additional 1% cash back when they pay off those purchases. The Citi Double Cash Card does not charge an annual fee, and for the first 18 months, you will not be charged any interest on any balance transfers you make. In addition to the cashback rewards, the Citi Double Cash card also has a rewards program that allows cardholders to earn points for every dollar they spend, which can be redeemed for various rewards, including travel, merchandise, and statement credits.
Overview Of Citi Double Cash
The Citi Double Cash card is a popular cashback credit card offered by Citigroup. There is no annual fee and the rewards system is straightforward, allowing cardholders to earn some money back on all purchases. In this review, we'll go over the key features of the Citi Double Cash card, including the rewards program, fees, and benefits, as well as the pros and cons of the card.
Rewards Program:
The citi double cash login rewards cardholders with cash back on all purchases. Cardholders get 1% cash back on all purchases and 1% when they pay them off. If they pay their balances on time, cardholders can earn 2% cash back on all purchases. Citi Double Cash card cashback can be redeemed as statement credits, direct deposits to checking or savings accounts, or gift cards. Cardholders can save their cash back anytime with no minimum.
Fees:
One of the significant advantages of the Citi Double Cash card is that it has no annual fee. Cardholders can use the card and earn cash back without worrying about paying a yearly fee.
Benefits:
In addition to the rewards program and low fees, the Citi Double Cash card also offers several benefits to cardholders. These benefits include:
- Citi Private Pass: Cardholders can take advantage of this program to gain early access to ticket sales and VIP treatment at a wide variety of events, including concerts, sporting games, and other shows.
- Citi Concierge: This is a 24/7 concierge service that can help cardholders with various needs, including booking travel, making reservations, and finding gifts.
- Price Rewind: This benefit allows cardholders to get a refund on the difference if they find a lower price for an item they purchased with the Citi Double Cash card within 60 days of the purchase date.
Pros:
High Cashback Rate:
The Citi Double Cash card offers a high cash back rate of 2% on all purchases, which is among the highest available for a no-annual-fee card.
No Annual Fee:
The Citi Double Cash card has a lot going for it, but one of the best features is that there is no annual fee.
Low Apr:
The Citi Double Cash card has a relatively low APR for purchases and balance transfers, making it a good choice for those who carry a balance from month to month.
Cons:
No Introductory Offer:
The Citi Double Cash card does not have an introductory APR. Cardholders cannot use a 0% APR on purchases or balance transfers when they open the account.
Limited Additional Rewards:
The Citi Double Cash card has a high cash back rate on all purchases but doesn't offer any bonuses or categories. Cardholders who want a more specific travel or dining rewards card may be better off with a different card.
Foreign Transaction Fee:
The Citi Double Cash card charges 3% on all international purchases. Travelers and foreign merchant customers may find this disadvantageous.
Conclusion
The Citi Double Cash is a sound cashback credit card for beginners. Cardholders get 1% cash back when they buy and 1% when they pay. Citi Double Cash cardholders receive 2% cash back on all purchases. Citi Double Cash has no annual fee and a 0% balance transfer APR for 18 months. It's suitable for transferring high-interest credit card balances. The Citi Double Cash card offers cash back, and points for every dollar spent. Redeem these points for travel, merchandise, and statement credits. This gives cardholders who want more than cashback more value. Consumers seeking a simple cashback credit card with a competitive rewards rate and no annual fee should consider Citi Double Cash. It's worth considering if you're looking for a new credit card that rewards everyday spending.
