NASA Federal Classic is not eligible for cash back or other rewards programs and is intended for those just beginning their experience with credit cards. When a balance transfer is completed during the first 90 days of starting the account, the APR ranges from 8.40% to 17.99%. There is a one-time cost of $0. Below you will find NASA credit card review.
Pros
- There is no annual charge
- Intro APR period
- Fee for the first balance transfers
- No costs for transactions with foreign countries
- Qualify with an average credit score
Cons
- You need to be a member or customer
- 0 rewards
- There is no new cardholder bonus offer available
There Are Multiple Cards
The NASA Federal Credit Union provides a selection of credit cards, each with a unique set of benefits, including the following:
NASA Federal Platinum Cash Rewards offers the most generous rewards. These cash-back cards earn a fixed rate of 1.5% cash back on all transactions made with the card. On balance transfers made with this card during the first ninety days after account establishment, the annual percentage rate (APR) ranges from 8.40%-17.99%, and then the continuing APR ranges from 16.24%-17.99%. There is a one-time cost of $0.
You will get one point for every dollar you spend using the NASA Federal Platinum Advantage Reward, a rewards credit card. You may get items like trips and products by exchanging your points for them. On the website for the card, it is stated that there are no ban periods for travel, which is fantastic news for those who are often on the go. Depending on the strength of your credit history, you may also be eligible for a reasonably low-interest rate when you use this card, as follows: APR of 8.40%-17.99% will be applied to balance transfers completed during the first ninety days of account establishment, followed by an ongoing APR range of 12.40%-17.99%. Variable APR No yearly maintenance cost is associated with this particular card edition.
NASA Federal Classic is not eligible for cash back or other rewards programs and is intended for those just beginning their experience with credit cards. The following variable APRs are available with this card: Transfers of balances made during the first 90 days after account establishment are subject to an APR ranging from 8.40% to 17.99%. There is a one-time cost of $0.
NASA Federal Classic is now available in a secured form. A cash deposit equivalent to the card's credit limit is required to get a secured credit card. These cards are meant for those who are developing or repairing their credit. Deposit amounts range from the lowest of $500 to the maximum of $2,000.
You Won't Run Across Many Different Costs
You don't want to miss a thing, as the science fiction comedy "Armageddon" directed by Michael Bay taught us, except credit card fees, which you should avoid paying if possible. Fortunately, the three principal cards offered by NASA Federal Credit Union hurl numerous fees out the window as soon as they enter the airlock. On these cards are:
- A yearly charge of zero dollars.
- There are no fees for transactions involving foreign currencies.
- There is no cost for balance transfers.
A yearly fee is charged for using the Star Trek credit card; however, there are no additional costs for making balance transfers or purchases made in other countries.
You Can Reduce the Size of Your Debt
The absence of a charge for transferring a debt is a feature that is not common with credit cards. You could also qualify for a reasonably low annual percentage rate (APR) on balances you transfer during the first ninety days of having the card.
Of course, it is possible to locate balance transfer credit cards that provide an even more alluring offer, such as no annual charge, no balance transfer fee, and a 0% introductory annual percentage rate (APR) on balance transfers. On the other hand, the NASA Federal Credit Union includes alternatives that do not need great credit, but some of those other offers could.
In addition, it is important to recognize the inherent advantages of being a credit union member. These benefits include higher interest rates on deposits, reduced total costs, and great customer service.
