The Princess Cruises Visa is a credit card offered by the U.S. Bank in partnership with Princess Cruises. It is designed for individuals who frequently take cruises with Princess Cruises and want to earn rewards and benefits on their cruising purchases. With this card, cardholders can earn points on their everyday purchases as well as on their Princess Cruises bookings. They can also receive additional benefits such as onboard credits, reduced deposit requirements, and exclusive onboard events. The card has an annual fee and variable APR, and it is available to residents of the United States who have good to excellent credit. In this review, we will provide an overview of the features and benefits of the Princess Cruises Visa, as well as any potential drawbacks or drawbacks to consider before applying.
Princess Cruises Visa Overview
The princess cruises visa information is a rewards credit card offered in partnership with U.S. Bank. It is designed for loyal customers of Princess Cruises, a famous cruise line known worldwide for its luxurious vacations and destinations. The card offers a range of benefits and rewards for cardholders, including points on purchases that can be redeemed for cruises, onboard credits, and other perks.
Eligibility And How To Apply:
To apply for the Princess Cruises Visa, you must be at least 18 years old and a resident of the United States. You will need to provide personal information such as your name, address, and Social Security number, as well as financial information, including your income and any outstanding debts. You can apply online or by contacting U.S. Bank directly.
Features And Benefits:
The Princess Cruises Visa has various features and benefits that can make your cruise vacations more enjoyable and rewarding. Some of these benefits include:
- Points on purchases: With the Princess Cruises Visa, you will earn points on every purchase you make with the card. You will earn 3 points for every $1 spent on Princess Cruises and one end for every $1 spent on all other purchases. These points can be redeemed for various rewards, including cruises, onboard credits, and other perks.
- No foreign transaction fees: If you use the Princess Cruises Visa while traveling abroad, you will not be charged any foreign transaction fees. This can save you money on international purchases and make it easier to use your card while traveling.
- Complimentary onboard credits: As a Princess Cruises Visa card holder, you will receive a positive onboard credit of up to $50 per stateroom on your first Princess Cruises vacation. This credit can be used towards various onboard amenities, such as spa treatments, specialty dining, and shore excursions.
- Travel accident insurance: The Princess Cruises Visa comes with travel accident insurance, which provides coverage for accidental death or dismemberment while traveling. This can give you peace of mind when traveling and help protect you and your family in the event of an accident.
- Purchase protection: The Princess Cruises Visa also offers purchase protection, which can protect your purchases from accidental damage or theft within the first 90 days of purchase.
- Other benefits: The Princess Cruises Visa also comes with a range of other benefits, including access to exclusive events and offers, concierge services, and emergency assistance.
Fees:
Like most credit cards, the Princess Cruises Visa comes with fees you should be aware of before applying. Some of the expenses associated with the card include:
- Annual fee: The Princess Cruises Visa has a $0 annual fee for the first year and a $49 annual fee after that.
- Interest rates: The Princess Cruises Visa has variable interest rates based on your creditworthiness. The current interest rates for the card range from 16.99% to 26.99% for purchases, balance transfers, and cash advances.
- Balance transfer fee: Transferring a balance from some other credit card to your Princess Cruise ships Visa will incur a transfer fee of $5 or 5% of a quantity transferred, whichever one is greater.
- Cash advance fee: A cash advance on your Princess Cruises Visa will incur a fee of $10 plus 5 percent of the amount borrowed, whichever is greater.
Conclusion
Overall, the Princess Cruises Visa is a good choice for individuals who frequently take cruises with Princess Cruises and want to earn rewards and benefits on their cruising purchases. The ability to earn points on everyday purchases in addition to Princess Cruises bookings is a significant advantage, as is the range of additional benefits such as onboard credits and exclusive onboard events. The annual fee and variable APR are standard for a rewards credit card, and the card is available to U.S. residents with good to excellent credit. While there may be other credit cards with more competitive rewards programs or lower fees, the Princess Cruises Visa is still a solid option for those who prioritize earning rewards and benefits on their cruising purchases.
